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Altus Ponchos in new colors now avaliable from the forum store. More here.
Some users use them to quickly create "alternate" accounts to bypass server bans or to stay anonymous.
Create official Bot Accounts through the Discord Developer Portal. account-gen-discord
Many publicly available "account gens" are actually malware or "token loggers" designed to steal the user's own login credentials. Some users use them to quickly create "alternate"