Best Buy Credit Card What Credit Score Is Needed May 2026

: Typically requires a 640+ (Fair) credit score. This "closed-loop" card is only usable at Best Buy stores and BestBuy.com .

To qualify for a Best Buy credit card, you generally need a credit score in the , though the specific requirement depends on which version of the card you are applying for. best buy credit card what credit score is needed

The card issuer, , evaluates your application for the higher-tier Visa card first before considering you for the store-only version. Credit Score Requirements by Card Type : Typically requires a 640+ (Fair) credit score

: Generally requires a 700+ (Good) credit score. This card can be used anywhere Visa is accepted and offers rewards on non-Best Buy purchases like gas and groceries. The card issuer, , evaluates your application for

: Often offered to those with "middling" credit or shorter credit histories. Unlike the other versions, this one typically carries an annual fee ($59) to offset the lender's risk. Best Buy Credit Card Credit Score Requirement - WalletHub

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