: They do not strictly rely on credit scores for approval, making it an option for those with bad or no credit.
: You can often choose to purchase the item early at a discount or return it if you can no longer make payments. Review Summary My Best Buy® Store Card Progressive Leasing Credit Needed Fair to Good (640+) No Credit Score Required Interest/Fees 0% if paid in full (Promotional) High total cost of ownership Approval Odds Lower for "Bad Credit" Higher for "Bad Credit" Credit Building Reports to bureaus Generally does not report best buy financing bad credit
If your credit is "bad" (under 600), you will likely be denied the store card. Progressive Leasing is an accessible backup, but it is much more expensive. Experts from WalletHub suggest checking your score before applying to avoid an unnecessary hard pull on your credit report. How Does Best Buy Financing Work? : They do not strictly rely on credit