Considers alternate credit sources (like utility payments); includes a refinance fee waiver. 1% Down Payment
Major lenders offer variations of this program, often "piggybacking" on Fannie Mae's or Freddie Mac's Home Possible initiatives. Program Name Key Highlights Rocket Mortgage ONE+ buy a house with 1 percent down
Currently available in limited states (like Arizona) with a 2% grant provided at closing. ✅ Pros & Cons The Benefits 1% Down Mortgages: How They Work and Where to Get One buy a house with 1 percent down