Aim for a score of 700+ to secure the best rates. Even a 0.25% difference in your interest rate can save you thousands over the life of a 30-year loan.
You’ll need a down payment (3% to 20%), but don't forget closing costs (2% to 5% of the purchase price) and an emergency maintenance fund. 2. Get a "Verified" Pre-approval buy home in us
Before you even look at a listing, you need to know your "personal affordability number." Aim for a score of 700+ to secure the best rates