Buy Up Plan Online
Once the yearly aggregate deductible is met, all subsequent claims are covered. Severe, one-time medical events. Chronic issues or multiple hospitalisations. Key Benefits
: Just like base plans, these often have waiting periods (usually 2–4 years) for pre-existing conditions. buy up plan
: If the bill exceeds your base policy's limit, the "buy-up" plan kicks in to cover the remaining eligible expenses up to its own higher limit. Once the yearly aggregate deductible is met, all
: Ideally, choose a buy-up plan that shares the same network of hospitals as your base plan to simplify cashless claims . Key Benefits : Just like base plans, these
: Premiums paid for these plans are typically eligible for tax deductions under Section 80D of the Income Tax Act.
Before purchasing, review these factors to avoid coverage gaps:
: If your buy-up plan is tied to an employer-provided group policy, remember that leaving the job may end that additional coverage. A Handbook to Top-up and Super Top-up Plans - Policy bazaar