Most cards allow any value between $10 and $500.

Some banks allow you to generate virtual cards directly for secure shopping. Digital vs. Physical: Which is Better? ⚡ Digital (e-Gift Cards) Delivery: Instant via email or text. Best for: Last-minute gifts and online shopping. Pros: No shipping fees; impossible to lose physically. 💳 Physical Cards Delivery: 5–10 business days via mail. Best for: Birthdays, weddings, or in-person spending.

Expect a one-time "activation fee" (usually $3–$6).