Scores - Credit Rating

: A "Positive," "Stable," or "Negative" outlook indicates the potential direction of a rating over the next 1–2 years.

Often called "junk bonds," signaling higher default risk or actual default. credit rating scores

Agencies conduct periodic —also known as account monitoring—to ensure ratings remain accurate as financial conditions change. : A "Positive," "Stable," or "Negative" outlook indicates

: Analysts review financial statements, focusing on performance ratios, debt leverage, and interest coverage (e.g., EBITDA). : A "Positive

: A higher rating lowers the cost of borrowing by allowing access to cheaper interest rates.