Credit*rreport

: How promptly a business pays its suppliers and vendors.

: A log of every time a lender has requested your file. "Hard" inquiries from loan applications can temporarily dip your score, while "soft" inquiries (like checking your own rate) do not.

: Public records of County Court Judgments (CCJs) or legal claims against the business. 4. How to Audit and Protect Your Report credit*rreport

Errors in credit reporting are common and can lead to mortgage rejections or higher interest rates. Experts at Consumer Justice recommend a proactive audit strategy:

A single payment reported as 30 days late can drop a high score by . : How promptly a business pays its suppliers and vendors

: Use AnnualCreditReport.com to get your free legal copies from all three bureaus.

: Registration details, industry classification, and leadership history. : Public records of County Court Judgments (CCJs)

: Your name, Social Security number, birth date, and a history of current and former addresses.