Home Buying Guide Pdf Review

Look past the paint colors and staging. Check the age of the roof, the HVAC system, and the "vibe" of the neighborhood at different times of day.

This is the final deep dive into your finances by the lender. Pro tip: Do not make any large purchases (like a new car) or open new credit cards during this time! Phase 5: Closing Day home buying guide pdf

Hire a professional to find the hidden "skeletons" in the walls. This is your chance to back out if there are major structural or safety issues. Look past the paint colors and staging

A higher score equals a lower interest rate. If yours is under 620, consider a few months of "credit repair" before applying. Pro tip: Do not make any large purchases

Your bank will send an appraiser to ensure the home is actually worth what you’re paying.

As a buyer, having a Realtor is usually free (the seller pays the commission). They handle the paperwork, negotiations, and scheduling.