Home Insurance -

Protection if someone is injured on your property and sues you.

The physical structure of your home (walls, roof, etc.). home insurance

Detached buildings like garages, fences, or sheds. Protection if someone is injured on your property

In 2026, the most frequent claims remain wind/hail (40.7%), water damage (27.6%), and fire (21.9%). ⚠️ 3 Things Your Policy Likely Doesn't Cover etc.). Detached buildings like garages