How To Buy Medicare Insurance May 2026

Buying Medicare insurance is a multi-step process that involves enrolling in the government program first and then deciding on private supplemental coverage. The fastest way to start is by creating a my Social Security account to enroll online. 1. Enroll in Original Medicare (Parts A & B)

Before you can buy private plans, you must have Original Medicare. how to buy medicare insurance

Private insurance that pays your share of costs (like the 20% Part B coinsurance). You have a 6-month open enrollment period starting the month you are 65 and enrolled in Part B, where you can buy any plan regardless of health history. Part D: A standalone plan to cover prescription drugs. Option B: Medicare Advantage (Part C) Buying Medicare insurance is a multi-step process that

These are "all-in-one" plans offered by private companies like Aetna or UnitedHealthcare. They usually include drug coverage and may offer extras like dental or vision, but they often require you to use a specific network of doctors. 3. Compare Plans and Costs Enroll in Original Medicare (Parts A & B)

Once enrolled in Parts A and B, you typically choose one of two ways to "fill the gaps" in coverage: