Save 3–6 months of living expenses in a separate savings account.

Aim to invest 10–20% of your take-home pay, but even $10–$20 a month is a valid starting point through fractional shares. 2. Choose a Brokerage Account

You need a licensed stockbroker to execute trades on your behalf. Most beginners use online platforms for low fees and ease of use. How to Buy Stocks: Complete 6-Step Beginner Guide

Before buying your first share, ensure you have a "safety net" to avoid having to sell your stocks during a market dip.

Clear credit card balances first, as debt interest often exceeds stock market returns.