Your credit score is the most significant factor in determining your interest rate and approval odds. Auto Loan Documentation Checklist - Bankrate
: Lenders typically ask for recent pay stubs , W-2s , or bank statements to calculate your debt-to-income (DTI) ratio. i need a loan to buy a car
: A government-issued photo ID, such as a driver’s license or passport , is mandatory. Your credit score is the most significant factor