Losing a job-based plan, COBRA, or aging out of a parent's plan at 26 .
Gaining U.S. citizenship, leaving incarceration, or changes in income that affect subsidy eligibility . Qualifying life event (QLE) - Glossary | HealthCare.gov i need to buy health insurance now
You can typically buy a comprehensive plan through the Health Insurance Marketplace only if you have experienced a major life change in the . Losing a job-based plan, COBRA, or aging out
Since the standard 2026 Open Enrollment period ( Jan 15, 2026) has already passed , your ability to buy health insurance now depends on whether you have a or meet certain income requirements. 1. Check for a Special Enrollment Period (SEP) Qualifying life event (QLE) - Glossary | HealthCare
Moving to a new ZIP code, county, or state .
Getting married or divorced, having/adopting a child, or a death in the family that impacts coverage .
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