New Jersey Automobile Insurance May 2026

: For drivers unable to find coverage in the voluntary market due to high risk, the NJAIP assigns them to an insurer.

AI responses may include mistakes. For legal advice, consult a professional. Learn more New Jersey Automobile Insurance Plan - Aipso

New Jersey offers specialized policy types to ensure coverage remains accessible: new jersey automobile insurance

New Jersey law requires all drivers to carry three specific types of coverage:

: The minimum remains at $25,000 per accident . Unique Policy Options : For drivers unable to find coverage in

: Drivers must choose between a "Limitation on Lawsuit" (limiting the right to sue for non-economic losses like pain and suffering) or "No Limitation on Lawsuit" (full right to sue, typically with higher premiums). Assigned Risk and High Rates

: Minimum bodily injury liability increased to $25,000 per person and $50,000 per accident. Learn more New Jersey Automobile Insurance Plan -

: Protects you if you are hit by a driver with little or no insurance. Recent and Upcoming Law Changes