Requirements For Buying A Second Home May 2026

Some lenders may allow up to 45% or 50% if other aspects of your application are exceptionally strong.

A "very good" score (740+) is often necessary to secure the most competitive interest rates. requirements for buying a second home

: Lenders generally look for a score of 680 or higher . Some lenders may allow up to 45% or

: Most lenders require a minimum of 10% to 20% down . requirements for buying a second home