Salsen_2021-12.zip

: The industry 30+ delinquency was 8.78% . 90+ DPD : The 90+ delinquency stood at 3.44% .

Lender types are ranked by their contribution to the total portfolio as of December 31, 2021: : 40% market share (₹93,841 crore POS). NBFC-MFIs : 36% market share (₹84,065 crore POS).

: This edition features a deep dive into Rajasthan, which had a POS of ₹10,812 crore and saw a 15% annual growth. MFI Pulse 12th Edition - SIDBI Salsen_2021-12.zip

: Led the industry with a portfolio of ₹30,562 crore .

: Loans worth ₹66,849 crore were disbursed in the October–December 2021 quarter, a 7% increase from the same period in 2020. : The industry 30+ delinquency was 8

: Banks reported the highest delinquency rates, exceeding the industry average for both 30+ and 90+ DPD buckets. Geographical Insights

: The average ticket size grew by 23% Y-o-Y, with more than 55% of loans falling in the ₹20k–₹50k category. Market Share by Lender Type NBFC-MFIs : 36% market share (₹84,065 crore POS)

Based on the file naming convention, refers to the 12th Edition of the Microfinance (MFI) Pulse Report , a joint publication by SIDBI and Equifax that covers industry data for the period ending December 2021 . Microfinance Industry Summary (December 2021)