Things To Know When Buying A New Car -

: Aim to put 20% down , finance for no more than 4 years , and keep total monthly vehicle costs (payment plus insurance) under 10% of your gross monthly income.

: Compare rates from outside sources like Scott Credit Union or other local banks and credit unions before visiting the dealer. things to know when buying a new car

: Get an independent appraisal for your current car before going to the dealership to ensure you're getting a fair price. What are some tips for when buying a car from a dealership? : Aim to put 20% down , finance

: Review your credit score and report before applying anywhere. : Aim to put 20% down

: Negotiate based on the out-the-door (OTD) price , which includes all fees, taxes, and registration, rather than just the monthly payment.