Toronto Auto Insurance May 2026

Starting , Ontario will shift to a more flexible auto insurance model.

Many benefits that are currently mandatory—such as income replacement, caregiver, and housekeeping benefits—will become optional . toronto auto insurance

Coverage for standard medical rehabilitation and attendant care remains mandatory. Starting , Ontario will shift to a more

The average cost typically ranges from $1,800 to $3,500 per year. The average cost typically ranges from $1,800 to

Rates vary significantly by neighborhood. Metro Toronto averages approximately $2,888 annually, while North York, Etobicoke, and Scarborough often see higher premiums due to higher urban density and theft rates.

In Toronto , auto insurance is mandatory for all drivers, governed by provincial law under a . This means that in the event of an accident, you typically deal with your own insurance company for claims, regardless of who caused the collision. Average Costs in Toronto