Reducing your "credit utilization" on cards can improve your score over time. The Bad:
Saving money on interest is the primary goal. Your Ultimate Guide to Debt Consolidation
One bill is much easier to track than five. Reducing your "credit utilization" on cards can improve
These offer fixed interest rates and predictable monthly payments. They are ideal for consolidating credit card debt. Your Ultimate Guide to Debt Consolidation
Watch out for "origination fees" on loans or "balance transfer fees" (usually 3-5%) on cards.