: Just one 30-day late payment can drop a score by 60 to 110 points.

: A list of companies that have checked your credit recently.

: Information on bankruptcies or foreclosures. 💡 Why Your Rating Matters find-your-credit-rating

Your credit report is divided into key sections that build your overall "score."

You can access your credit report and score through several official and secure channels. : Just one 30-day late payment can drop